Umbrella Insurance in Wisconsin
When you want enough coverage for your home and vehicle, it's important to look into umbrella insurance. You can get this kind of insurance policy when you already have home and auto policies. Knowing you're well-covered gives you more confidence so you can sleep easily. If you have home and auto insurance but want more coverage in Wisconsin, call us at Choice 1 Insurance Agency in New Richmond, WI to learn more.
Adding Liability Coverage
When you have home and auto policies, each comes with a certain amount of liability coverage. These pay for someone else's medical bills and other expenses after an accident. The problem is that these policies often don't have enough liability coverage. Even if you have as much insurance as is required, there may not be enough coverage in case of a severe accident. That's where umbrella insurance comes in. It adds to your liability coverage, and it does it for far less than it would cost to add to both of those policies directly. You save money and get better protection.
How It Works After an Accident
Once there has been an accident, whether in your vehicle or home, your auto or home insurance will come in and pay for the medical bills. However, the policy can only pay up to its maximum. After that, there could be money left over that you still have to pay. When you have umbrella insurance, it will pay this overage so that all the bills are handled. This valuable coverage is extremely important to have in case of an expensive accident. Don't go without an umbrella policy, just in case.
Get Umbrella Insurance
When you need umbrella insurance, we're here to help. To get started with a policy in Wisconsin, call us at Choice 1 Insurance Agency in New Richmond, WI.