Auto Insurance in Wisconsin

When you purchase automobile insurance, you create a bit of financial protection against potential losses to you, your car, or others involved in an accident in Wisconsin. More specifically, automobile insurance covers expenses related to theft, accidents, and other circumstances regarding the insured vehicle. At Choice 1 Insurance Agency, our licensed specialists in New Richmond, WI can assist in helping you understand the available options that best fit your insurance needs.

Automobile Insurance Coverage Options

The following represents the basic insurance coverage for owners/operators in Wisconsin:

Liability Coverage

Liability coverage for a vehicle offers financial protection to the insurer (the owner or the driver) should they be at fault for an injury or property damage to another person caused by the insured vehicle. The categories of automobile liability coverage include:

Property Damage

This covers the expenses for repairing/replacing another’s damaged property – i.e., another car, buildings, fences, utility poles, etc.

Bodily Injury

This covers the expenses related to bodily injuries to others in an accident for which you are at fault. If applicable, this might cover medical costs, rehabilitation expenses, and legal fees.

Collision Coverage

Collision coverage, outlined in the policy terms, includes reimbursement for the following, regardless of who was at fault for the collision:

  • The cost of repairing the automobile.
  • The cost of replacing the vehicle.

Comprehensive Coverage

This portion of insurance covers the expenses required to repair/replace vehicle damage should it be caused by an incident other than a collision - i.e., a tornado, vandalism, etc.

Other available insurance coverage options include:

  • Medical Payments Coverage.
  • Roadside Assistance.
  • Uninsured/Underinsured Motorist Coverage.
  • Rental reimbursement.

Call a Leading Automobile Insurance Company in New Richmond, WI

If you would like additional information regarding our auto insurance coverage options, contact the licensed professionals at Choice 1 Insurance Agency. We look forward to meeting your automobile and vehicle insurance needs.