When you get condo insurance, it provides you with several different kinds of coverage. There are three main types of coverage included along with a few other types. When you own a condo and don’t have a condo policy in place yet, give us a call at Choice 1 Insurance Agency in New Richmond, WI. We can help you get the policy you need for your specific condo.
Protection for the Condo
You’ve invested in your condo, so you need to protect it. Condo insurance includes coverage that protects the part of the building that you own against many types of damage. When you have this coverage, it can pay for the repairs you need after certain events such as disasters. You should never be without this coverage.
Coverage for Your Items
The items inside your condo also need protection. It’s likely that everything you own is inside, and those items should be covered. Condo insurance doesn’t just cover the condo, it also covers what’s in it. You need this protection in case a damaging event causes extensive damage to some or all of your possessions. Without this coverage, you’d have to pay to replace everything on your own.
Liability Protection
Another type of coverage in a condo policy is liability coverage. This is a type that pays for someone else’s injuries if they should have an accident while inside your condo. Guests can fall and have other accidents. If they do, you’re responsible for paying for their medical bills and other costs. With condo insurance, the policy pays for those bills to protect you.
Get Condo Insurance
It’s essential to have this insurance if you own a condo. To find out more about these policies, give us a call now at Choice 1 Insurance Agency in New Richmond, WI.
