Is Commercial Insurance Necessary for Food Trucks?

Whether you’re serving up hot dogs, tacos, sticky buns, or other delicious treats, it’s important that you protect your investment in your food truck by purchasing the right insurance policy for your needs. At Choice 1 Insurance Agency, serving New Richmond, WI, we’re proud to work with our customers to find the right policy to protect their assets. Let’s take a look at what you need to know when considering insurance for your food truck business. 

Insurance and Your Food Truck

Insuring a food truck can be a tricky business. In most states, including Wisconsin, you’ll need to have a business owner’s insurance policy that provides both liability and property insurance. It’s often a good idea to evaluate your business and decide if you need additional policies to keep your food truck protected. 

What is Commercial Insurance?

Commercial insurance goes above and beyond your standard business insurance policy and can help you rest assured that you’re protected in the event of an employee injury, customer lawsuit, or other unexpected events that can wreak havoc on your profits.

Is Commercial Insurance Necessary for Food Trucks?

Generally, yes–it’s a good idea to purchase commercial insurance for your food truck. You’ll need a business owner’s insurance policy to meet the bare minimum coverage requirements in Wisconsin, but it’s a smart idea to take out a commercial policy to protect you against unexpected problems.

Schedule A Consultation Today

At Choice 1 Insurance Agency, serving New Richmond, WI, we’re proud to be your answer for all of your business insurance needs. Reach out to us today to get a quote on the right insurance policy for your needs.